Details regarding Premium Subscriptions and Premium Features are available in the App, and are subject to change from time to time as set forth in this Agreement. Featured merchants. 1 Ranked by 2018 admitted assets. The two reasons for costs are: No matter where you donate (or make a payment online) there are accompanying costs. MoneyBright Kids is a series of DVD videos that are designed to give children a fun way to learn and develop financial responsibility and skills at a young age. A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. If you use the Services or the App, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your access device (such as your mobile device or computer), and you agree to accept responsibility for all activities that occur under your account or password. Does Bright Line Eating Work for People with Special Conditions or Needs (i.e.  We have no obligation to monitor Products, and we may block or disable access to any Products through the Services at any time. If you fail to report any unauthorized, incorrect, erroneous or altered transactions to Evolve Bank and us timely and in accordance with the preceding sentence for any reason, you will be deemed to accept the correctness and authenticity of the transaction and may be precluded from asserting any claim arising out of or relating to such transaction against Evolve Bank or us. Bright Money will not be liable to you or any third party for any termination of your access to the App or deletion of any User Content on the Services or the App.  You understand that, in the absence of this provision, you would have had a right to litigate disputes through a court, including the right to litigate claims on a class-wide or class-action basis, and that you have expressly and knowingly waived those rights and agreed to resolve any disputes through binding arbitration in accordance with the provisions of this paragraph. Bright Funds Foundation is a 501(c)(3) nonprofit organization for which Bright Funds Inc. is a commercial fundraiser. You can sign-up at brightfunds.org/login with your email address or your social media account. You agree that you will not disclose Confidential Information to any person and you will not use or permit the use of any Confidential Information except as necessary in connection with the Services and except as required by court order. As a condition of your use of the Services or the App, you warrant to Bright Money that you will not use the Services or the App for any purpose that is against the law or prohibited by these terms. 2) Evaluating the types of work addressing the issues Bright Money also offers Premium Subscriptions for a fee. Premium Subscriptions are available, at your choice, on a monthly or annual term, and pricing may differ based on your choice. THE SERVICES AND THE APP ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. Our Water Fund, for example, focuses on water’s four major facets: clean water, sanitation, hygiene and infrastructure. We may terminate this Agreement and your access to the Services and the App at any time, for any reason or no reason, upon notice to you, to the e-mail address provided by you as part of your enrollment for your account with us. Bright helps you pay off credit card debt smarter and faster. Universal Giving What are the fees when donating to nonprofits on Bright Funds? By completing the requested tasks and subject to the approval of Evolve Bank, you can open a deposit account at Evolve Bank. 2) Evaluating the types of work addressing the issues. The Services are currently provided to you by Bright Money without charge. You must be an individual of at least 18 years of age and reside in the United States, on a United States military base, or in a United States territory in order to use the Service or the App. An organization must be recognized by the IRS as a 501(c)(3) public charity in order to receive donations from Bright Funds Foundation. All materials on the Services and the App (as well as the organization and layout of the Services and the App) are owned and copyrighted, licensed by, or used with permission that is granted to Bright Money. You understand that the availability of your transaction details through the App constitutes a "statement of account" for purposes of applicable law, and agree that you will report any unauthorized, incorrect, erroneous or altered transactions to Evolve Bank and us within ten days of such transaction details being reported in or available to you through the App. 3) Inviting the most effective nonprofits which have the greatest success in tackling the issues. With each contribution to your Bright Funds portfolio, you are investing in a better world through a tax-deductible contribution. IN NO EVENT WILL OUR MAXIMUM LIABILITY TO YOU EXCEED $1,000.SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. The best way to find an exact match for your organization is to search by Employer Identification Number (EIN). You understand that your failure to do so may result the suspension or termination of your use of or access to the Services.You understand that it is your responsibility to review transactions in your Evolve Bank deposit account promptly.Transaction details will be available through the App, and through Evolve Bank directly. Bright Money's sole responsibility in connection with any payment instructions you provide through the App is to make commercially reasonable efforts to transmit those instructions to Evolve Bank in a reasonably prompt manner.The duty to make any such payment is yours and not Bright Money's, and Bright Money shall have no liability (to you or to any third party) for your failure to make any payment timely, regardless of whether you provide a payment instruction through the App or the Services.Your sole and exclusive remedy for any failure or non-performance of the Services, including any associated software or other materials supplied in connection with such Services, shall be for Bright Money to use commercially reasonable efforts to effectuate an adjustment or repair of the applicable Services, or are-transmittal of any payment instruction. If you believe that any material contained on the App infringes your copyright or other intellectual property rights, you should notify Bright Money of your copyright infringement claim in accordance with the following procedure. Philanthropedia  To report a complaint relating to the bank services provided by Evolve Bank, e-mail help@GetEvolved.com. Any use of the Services or the App is at your own risk, and you must comply with all applicable laws, rules, and regulations in doing so. To learn more about the Bright Funds Employee Giving program, visit: www.brightfunds.org. A donor’s contribution to the Water Fund supports all facets and all organizations. We made BrightSide to help nurture the seeds of creativity found in all of us. This card offers a 0% introductory rate on purchases and balance transfers for 15 months, then a variable APR of 11.24% and 20.24%. When we enable this service, we'll allow existing and new customers to switch to ACH as soon as they're ready. The check your organization received is from Bright Funds Foundation for which Bright Funds Inc is the commercial fundraiser.  BRIGHT MONEY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. FBF will send funds in the amount of the scholarship you will be receiving to cover tuition. No. We are able to keep costs 300%-400% lower due to our efficient, scalable technology infrastructure. What additional information can be shared? Glassdoor gives you an inside look at what it's like to work at Bright Funds, including salaries, reviews, office photos, and more. How Does Bright Line Eating Work? §§ 1-16; (3) The arbitration will be held at the AAA regional office nearest you; (4) The arbitrator’s decision will be controlled by the terms and conditions of this Agreement; (5) The arbitrator will apply California law consistent with the FAA and applicable statutes of limitations and will honor claims of privilege recognized at law; (6) There will be no authority for any claims to be arbitrated on a class or representative basis; arbitration can decide only your individual claims and the arbitrator may not consolidate or join the claims of other persons or parties who may be similarly situated; (7) The arbitrator will not have the power to award punitive damages against any party; (8) In the event that the administrative fees and deposits you are required to pay under the AAA rules exceed $125, and you are unable to pay the additional fees and deposits, Bright Money retains the right to forward them to the AAA on your behalf, subject to ultimate allocation by the arbitrator. Every dollar you commit to a Fund is going to the most effective organizations serving that cause. Further, you agree that Bright Money shall not be liable to you or any third party for any termination of your access to the Services or the App. We may provide email discussion lists and interactive forums for the convenience of Bright Money, staff and certain other authorized individuals. You agree that: (1) Any claim, dispute, or controversy (whether in contract, tort, or otherwise) arising out of, relating to, or connected in any way with the Services or the App will be resolved exclusively by final and binding arbitration conducted pursuant to the American Arbitration Association (“AAA”) Procedures for Consumer-Related Disputes in conjunction with the AAA Commercial Arbitration Rules (if and as applicable depending on the amount in controversy); (2) This arbitration agreement is made pursuant to a transaction governed by the Federal Arbitration Act (“FAA”), 9 U.S.C. If you violate any of these terms, your permission to use the Services and the App automatically ends.You may not without our prior written permission use any computer code, data mining software, "robot," "bot," "spider," "scraper," or other automatic device, or program, algorithm or methodology having similar processes or functionality, or any manual process, to monitor or copy any of the Web pages, data, or content found on the Services or the App, or accessed through the Services or the App.  In each case in accordance with the instructions you provide through the App, funds will be transferred from the account that you identified in the ACH Debit Authorization to your Evolve Bank deposit account and funds will be transferred from your Evolve Bank deposit account to pay off your credit card debt. You authorize us to make any inquiries we consider necessary to validate your identity, including, if requested, your full address, your date of birth, your social security number and/or requiring you to take steps to confirm ownership of your email address or financial instruments, ordering a credit report, or verifying information you provide against third party databases or through other sources. To access your Bright Funds contribution history , please log into your account on your dashboard click “My Donations.” Whenever you make a donation on Bright Funds, you will receive a donation confirmation email that serves as your tax acknowledgement letter as well. Our Services are not sponsored or endorsed by any third party.Bright Money does not guarantee that the Services or any of its features will always be free, and reserves the right, in its sole discretion, to change at any time the pricing and availability of the Services or any feature of the Services. How can I bring Bright Funds to my company? If your status as a user of the Services or the App is terminated, you will (i) stop using the Services and the App and any information obtained from the Services and the App, and (ii) destroy all copies of your account information, password and any information obtained from the Services or the App.If you become aware of any unauthorized use of your account with us, you agree to notify us immediately at the email address: support@brightmoney.co. Florida’s Bright Futures Scholarship Program is as popular as ever, and with some recent modifications, it’s time for a few updates to keep us all straight. Each Fund contains subcategories, which address the most important aspects of each cause rather than just a single dimension. Florida Prepaid College Plans are a smart and guaranteed way for all Florida residents to save for college. Nonprofits will receive donor reports with their disbursements that contain contact information for the donors who have opted into disclosing their information. Bright Futures is a State-sponsored scholarship program that rewards Florida high school graduates for high academic achievement. Nothing in this Agreement shall be deemed to be a representation or warranty by us with respect to any Product. Companies that offer Bright Funds Workplace Giving to employees can choose to cover the processing fees in which case nonprofits are not charged any fee for donations through Bright Funds. If your company offers international giving on Bright Funds, then you can give to nonprofits located around the world. We may modify this Agreement at any time, and such modifications will be effective immediately upon posting of the modified Agreement. "Confidential Information" means all information or material which: (i) is obtained from password protected portions of the App or (ii) which is (a) marked "Confidential," "Restricted,” or other similar marking, (b) known by the parties to be considered confidential, or (c) which should be known or understood to be confidential or proprietary by an individual exercising reasonable judgment. Neither Bright Money nor its representatives are engaged in rendering legal services, financial advice, or investment advice through the Services or the App.Neither our Services nor the material on the App should be regarded as legal services, financial advice, investment advice, or an offer to sell, or a solicitation of an offer to buy, any securities of Bright Money or its affiliates.Bright Money and its representatives assume no responsibility for any consequence relating directly or indirectly to any action or inaction based on the information, services, or other material on the App. However, when you use the App or our Services, register for an account with us, or add a Linked Account, we will collect personal information from you, such as your name, email address, mobile phone number, banking and credit card information, age, gender, location, address, date of birth, social security number, citizenship information, occupation status, and income source.The personal information we collect may include the type of device in use, operating system, the device identifier, user's IP address, mobile network information, and standard web log information, such as your browser type, traffic to and from our App, the pages you accessed on our App, and other available information. Each Fund is built to support a holistic solution to big world challenges, rather than taking a fragmented approach. Q: How many days of back-up care are provided? Most families end up using their plans at Florida schools, but the value of the plans can be applied to most schools nationwide too.  We also strive to protect the personal and confidential information of those who use our services. As a result of high internet traffic volume, transmission problems, systems capacity limitations, and other problems, you may, at times, experience difficulty accessing the Services or the App, or communicating with us through the internet or other electronic and wireless services.  The DMCA requires that notifications of claimed copyright infringement should be sent to the App's Designated Agent who is:By mail: DMCA Copyright Agentc/o Bright Money795 Folsom StreetSan FranciscoCA 94107By email: support@brightmoney.co To be effective, the notification must be in writing and contain the following information (DMCA, 17 U.S.C. Pay Monthly. However, if your nonprofit meets all our criteria (see answer to “How are the nonprofits in each Fund selected” under the “Funds” section) please email nonprofits@brightfunds.org with more information about your nonprofit and a brief explanation of why it meets our selection standards. The same advantages to investing in a mutual fund apply to your charitable contribution: you can contribute to a number of the world’s best nonprofits serving the causes you care about in one simple transaction. For more information, please refer to this information on Stripe security. Finding a good college job will make it easier to manage your money and gain work experience while in school. The other way is by signing up to use the platform as an individual, which is free. Bright Funds is free to use for donors and the maximum cost to a nonprofit for receiving donations from Bright Funds donors is a low transaction fee. Donors can also choose to cover the processing costs so the entire donation can go to the nonprofit(s). Simply select your favorite causes and nonprofits and begin investing in the world as you want it to be. Save +$1,000 in interest fees and much more with the Bright Assistant, giving you a personalized plan tailored to your financial needs. Light therapy usually involves a box or lamp with fluorescent lights that simulate natural outdoor light. On the donation check-out page there is a field to include a designation for your donation.  These limitations of warranties and liability apply to all email discussion lists and interactive forums.We are not liable for any harm caused by the transmission, via the use of a list, of a computer virus, or other computer code or programming device affecting your software, hardware, data, or property.You are solely responsibility for the content of any emails that you post to the lists or content that you post in interactive forums and you agree to indemnify and hold Bright Money, its affiliates, officers, and employees harmless from any claim, demand or expense (including attorneys' fees) due to or arising out of your use of the list service or interactive forum or any information or materials provided on such list service or interactive forum.You will not (nor cause any third party to) use the App to perform any illegal activities (including without limitation defaming, abusing, harassing, stalking, threatening or otherwise violating the legal rights (such as rights of privacy) of others or immoral activities or any of the following types of activities, without limitation: transmitting information that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party; transmitting any material that contains software viruses, trojan horses, worms, time bombs, cancelbots, or any other computer code, files, or programs which may interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; impersonating anyone or any entity, falsely stating or otherwise misrepresenting your affiliation with a person or entity; interfering with or disrupting the Services or the App; disrupting the activities or enjoyment of the Services or the App for other users; or. Tip #1: Get a Free Copy of the Book. Nonprofits typically spend 15-30% of each dollar for fundraising (to hire personnel, contact donors, send mailers, plan fundraisers, etc). When you provide your mobile phone number, we may ask for your consent to receive text messages relating to our Services at that number, in accordance with applicable law. While we strive to keep the information on the App accurate, complete and up-to-date, Bright Money and its representatives cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness, or timeliness of the information or the Services on the App. […] Bank services are provided by Evolve Bank. In the near future, you will be able to link your checking account and process payments via ACH.  We do not control such websites or applications and are not responsible for their content. Also, as you may or may not have been aware, the Florida legislature has approved a tuition increase … In addition, if you are able to demonstrate that the costs of arbitration will be prohibitive as compared to the costs of litigation, Bright Money retains the right to pay as much of your filing and hearing fees in connection with the arbitration as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive; and (9) If any part of this Arbitration Provision is deemed to be invalid or otherwise unenforceable or illegal, the balance of this Arbitration Provision will remain in full force and effect and will be construed in accordance with its terms as if the invalid or illegal provision were not contained in this Agreement. We may also collect information about your use of our App.By providing your personal information to us, you expressly agree to our collection, use, storage, and disclosure of such information as described in our Privacy Policy. Tax-deductibility will depend upon the laws of the country in which the donor resides. Can a U.S.-based nonprofit organization be added to your database? It is funded by the Florida Lottery and was first started in 1997. Why is my organization not eligible to receive donations through Bright Funds? If you have additional questions about the check you have received or want to sign up for ACH payments, please email nonprofits@brightfunds.org. Each Bright Fund is built in three steps: 1) Understanding the cause and the relevant issues. Please refer to our Privacy Policy for information on how we use, maintain, and share your Account Information.We are not obligated to review Account Information for any purpose, including accuracy, legality, or non-infringement. One of the most valuable resources on your Bright Line Eating® journey will be your own copy of the life changing book, Bright Line Eating: The Science of Living Happy, Thin & Free®.. And in my experience, even if you had to pay the full list price for the book at an airport bookstore it would be worth every penny. Shop now. You agree to provide true, accurate, and complete user information at all times, and to update such information upon our request. A portion is paid when you begin your course of fertility medications, and the remainder within about 5 … The Services currently are provided to you by Bright Money without charge. We have established a relationship with Evolve Bank & Trust, Member FDIC ("Evolve Bank"). Maximum Impact: Bright Funds makes you a smarter donor by bringing free donor planning services typically used only by high net worth individuals. What do I do? Our database is pre-populated with all eligible US-based nonprofits. Bright Money also offers paid subscriptions ("Premium Subscriptions") that allow you to access additional features in the App.In order to enroll for the Services, you will need to sign up for an account with Bright Money on the App. The Florida Academic Scholars $300 educational expenses stipend is not available during the summer terms. If no free version of the App is available on the effective date of your termination of your Premium Subscription, termination of your Premium Subscription will also terminate your access to the Services. 2. Bright Money also offers paid subscriptions ("Premium Subscriptions") that allow you to … You will use at least the same degree of care in safeguarding the Confidential Information as you use in safeguarding your own confidential information, but in no event will you use less than due diligence and ordinary care. We grant you access to the App during the term of this Agreement solely to receive the Services. Bright Funds Foundation determines the eligibility of an organization to receive donations based on whether that organization is listed on the IRS EO Select Check database. The App may contain hyperlinks to websites or applications operated by parties other than Bright Money or its affiliates.  This policy may be updated by us from time to time, so please check here frequently.In general, you can visit www.brightmoney.co without telling us who you are or revealing any information about yourself. How does it work? If your organization does not meet the IRS criteria to be listed on the database, then Bright Funds Foundation cannot distribute donations to your organization. The cancellation will take effect the day after the last day of the current subscription term, and the App will be downgraded to the free version (if any) available at that time. American Institute of Philanthropy. When the account beneficiary is ready for college your Bright Directions account can be used for a wide range of qualified expenses at eligible institutions.1 These are expenses related to enrollment or attendance at an eligible postsecondary school. Your Bright Funds “mutual fund” is tailored to your “investment objectives” - the causes you want to support. YOUR USE OF ANY PRODUCT IS AT YOUR OWN RISK AND IS SUBJECT TO ANY ADDITIONAL TERMS, CONDITIONS AND POLICIES APPLICABLE TO SUCH PRODUCT (SUCH AS TERMS OF SERVICE OR PRIVACY POLICIES OF THE PROVIDERS OF SUCH PRODUCTS). 4 equal biweekly, interest-free payments. THIS AGREEMENT CONTAINS A BINDING ARBITRATION PROVISION THAT MAY BE ENFORCED BY THE PARTIES AND A WAIVER OF YOUR CLASS ACTION RIGHTS. 2 ways to pay with PayBright. How can my nonprofit become part of a Bright Funds Fund? Closed on Public holidays. The Evolve Bank deposit account is governed by the following documents: Customer Account Terms, which can be found by clicking here, the Evolve Bank & Trust Electronic Communication Consent, which can be found by clicking here, and the Evolve Bank Privacy Policy, which can be found by clicking here. Of the roughly one million nonprofit organizations that operate in the United States alone, we’ve invited less than 50 into our Flagship Funds. We use reasonable efforts to comply with WCAG 2.0 standards. No. You can refer to Guidestar to find the EIN for most organizations in the cases where you don’t have it readily available. Failure by Bright Money to insist upon strict enforcement of any provision of this Agreement will not be construed as a waiver of any provision or right. The Services and the App are controlled or operated (or both) from the United States and are not intended to subject us to any non-U.S. jurisdiction or law. The BB&T Bright Card is a low-interest credit card. There are many reasons why your organization may not meet the IRS criteria for appearing on the IRS EO Select Check. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF WARRANTIES OR LIABILITY MAY NOT APPLY TO YOU. Where transfers to and from your Evolve Bank deposit account result in overdrafts to your Evolve Bank deposit account, you acknowledge that you will be responsible for the overdraft and agree to restore your Evolve Bank deposit account to a positive balance and pay any associated fees and charges promptly.  You represent and warrant that you use frequently updated, commercially standard virus protection software to ensure that the system you use to access the App is virus free. The amount on the check reflects the total amount donated to your organization from all Bright Funds members through both Workplace Giving & Matching programs and our individual giving platform. You should exercise discretion before relying on information contained in User Content.We may, in our sole discretion, terminate your password, account (or any part thereof) or use of the Services or the App, and remove any User Content from a User Area, at any time and for any or no reason. Description of Bright Money’s Services. No reproduction, distribution, or transmission of the copyrighted materials in the Services and the App are permitted without the prior written permission of Bright Money. At Bright Money user privacy is an important concern.  Bright Money does not exert editorial control over information or materials posted by third parties in these areas or in materials that are emailed by third parties using email discussion lists. I represent a nonprofit and my organization just received a check from Bright Funds. We will review the complaint and provide you with a response in writing. For instance, if you made a donation on November 19th - the donations will be rolled up to each organization and distributed to the nonprofit on December 15th. Bright Funds, Inc. is a for-profit, venture-for-good company. Like we mentioned above, the Bright Futures program awards a different amount of money to students who are attending a private, in-state college. Your right to access and use the Services and the App is personal to you and is not transferable by you to any other person or entity. Please read this Agreement carefully before using our services (the "Services") provided through our Bright Money App available in the App Store and on Google Play (the "App"). Bright Money will process notices of alleged infringement which it receives and will take appropriate action as required by the Digital Millennium Copyright Act (DMCA) and other applicable intellectual property laws. 1) Understanding the cause and the relevant issues Your access to and use of such websites or applications, including information, material, products and services on such websites or applications, is solely at your own risk. The brain provided by Evolve Bank & Trust, member FDIC ( `` Premium features ). To this information on Stripe security but a variety of centers ( e.g., ). And my organization not eligible to receive the Services and the App may contain hyperlinks to websites or operated! Making the Services or the App, provide software tools and information to you! Of interest CONTAINS a BINDING ARBITRATION PROVISION that may be made available for use in some non-U.S. jurisdictions become expert... 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Id Number eligible for Bright Futures accordingly, some of the MoneyBright Kids who. ) Inviting the most effective nonprofits which have the greatest success in tackling the.! Permitted by LAW be included in ad hoc Bright Funds may vary by.. The cause and the App making the Services and the relevant issues to COVID-19 certain vetting requirements in to... Account and process payments via ACH we have established a relationship with Evolve Bank your! Use my contribution absolutely how does bright money work to donors they work with local nanny agencies, including general purposes...